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The application was issued a [[GAC]] Early Warning from the representative of Australia and GAC Chair, [[Heather Dryden]]. The warning system is noted as a strong recommendation on behalf of national governments to the [[ICANN Board]] that a given TLD application should be denied as it stands. Applicants are encouraged to work with objecting GAC members.<ref>[http://newgtlds.icann.org/en/applicants/gac-early-warning GAC Early Warning, NewgTLDS.ICANN.org] Retrieved 24 Nov 2012</ref> The warning notes that the TLD refers to a regulated market and that there are not currently sufficient protection mechanisms detailed in the application to protect against consumer harm.<ref>[https://gacweb.icann.org/download/attachments/22938690/Attorney-AU-99321.pdf?version=1&modificationDate=1353385293000 Attorney AU, GACweb.ICANN.org] Retrieved 24 Nov 2012</ref>
The application was issued a [[GAC]] Early Warning from the representative of Australia and GAC Chair, [[Heather Dryden]]. The warning system is noted as a strong recommendation on behalf of national governments to the [[ICANN Board]] that a given TLD application should be denied as it stands. Applicants are encouraged to work with objecting GAC members.<ref>[http://newgtlds.icann.org/en/applicants/gac-early-warning GAC Early Warning, NewgTLDS.ICANN.org] Retrieved 24 Nov 2012</ref> The warning notes that the TLD refers to a regulated market and that there are not currently sufficient protection mechanisms detailed in the application to protect against consumer harm.<ref>[https://gacweb.icann.org/download/attachments/22938690/Attorney-AU-99321.pdf?version=1&modificationDate=1353385293000 Attorney AU, GACweb.ICANN.org] Retrieved 24 Nov 2012</ref>
The American Insurance Association filed a [[Community Objection]] against this application.<ref>[http://www.iccwbo.org/products-and-services/arbitration-and-adr/expertise/icann-new-gtld-dispute-resolution/pending-cases/ Pending Cases, ICCWBO.org] Retrieved 14 May 2013</ref>
===Application Specifics===
===Application Specifics===
'''Excerpted from Response to Question 18:'''<br>
'''Excerpted from Response to Question 18:'''<br>