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Short overview, Phishing history, Types of phishing practices, protection against phishing practices
 
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'''Phishing''' represents the fraudulent acquisition by means of deception of personal and financial information like credit card information and passwords. <ref>[http://www.wordiq.com/definition/Phishing Phishing definition]</ref>
'''Phishing''' represents the fraudulent acquisition of personal and financial information like credit card information and passwords.<ref>[http://www.wordiq.com/definition/Phishing Phishing definition]</ref>


==Short overview==
==Short overview==
Simply put,  the extraction of financial and personal data is achieved by means of phishing practices through  fraudulent emails and legitimate website copies. This is a very dangerous form of theft practiced over the Internet. <ref>[http://dictionary.reference.com/browse/phishing Phishing features]</ref>
The theft of financial and personal data is achieved through deceptive means such as fraudulent emails and copies of legitimate websites. <ref>[http://dictionary.reference.com/browse/phishing Phishing features]</ref> Brand spoofing and carding are forms of phishing.  
 
The practice of phishing is similar to "brand spoofing" or "carding" depending on the method used to deceive Internet users. In other words, practices such as brand spoofing or carding are forms of phishing.  


==Phishing history==
==Phishing history==
The phishing scams first appeared during the 1990's when hacking into AOL started. There were a set of emails which seemed to come from AOL but were actually sent by a hacker. These emails requested users to update their personal and financial information so that many people exposed personal information which was later used by hackers.  
Phishing scams first appeared during the 1990s on AOL. Emails that appeared to come from AOL but were actually from a hacker requested users to update their personal and financial information via email, causing many people to expose their information, which was abused by the hacker.


The phishing attacks expanded soon with Paypal methods and other such organizations and websites which dealt with online payments. This is when the need for secured payment applications was highly required.  
Phishing attacks expanded quickly with the use of PayPal and other such organizations and websites using online payments. These attacks motivated the creation of secure payment applications.  


==Types of phishing practices==
==Types of phishing practices==
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* The possibility of introducing a virus attack
* The possibility of introducing a virus attack
* The development of a legitimate website copy
* The development of a legitimate website copy
* By means of instant messaging
* Via instant messaging
* Fooling Internet users to submit financial and personal data or passwords
* Fooling Internet users to submit financial and personal data or passwords
* Emails that claim to be sent on behalf of well-known organizations.
* Emails that claim to be sent on behalf of well-known organizations  
* Voice phishing is a rather new form of phishing: the hacker simply replaces the website with a telephone number so that users will receive an email from their favorite websites and they are requested to call a specific number and update their information. How to hackers determine favorite or highly-visited websites? By installing a spyware into the computer or hacking the website. <ref>[http://www.spamlaws.com/voice-and-spear-phishing.html Voice phishing]</ref>
* Voice phishing, which is a rather new form of phishing: users will receive an email allegedly from their favorite websites and will be requested to call a fraudulent number and update their information, which will then be stolen by the hacker. <ref>[http://www.spamlaws.com/voice-and-spear-phishing.html Voice phishing]</ref>
* Tabnabbing: takes advantage of multiple tabs which Internet users may frequently use and redirects the Internet user to the wrong website.
* Tabnabbing, which takes advantage of multiple tabs which Internet users may frequently use and redirects the Internet user to the wrong website.
* Pop-up windows which may appear from legitimate and original websites but request financial and credential information to be supplied.  
* Pop-up windows which may appear from legitimate and original websites but request financial and credential information.  


==Protection against phishing practices==
==Protection against phishing practices==
In order avoid being a victim of such phishing practices, the Internet users should take the following aspects into consideration:
In order avoid being a victim of phishing, Internet users should take the following into consideration:
# Avoid or delete mass emails
# Avoid or delete mass emails
# Install a anti-phishing software
# Install anti-phishing software
# Avoid password authentication services
# Avoid password authentication services
# Ignore emails requesting financial information updates  
# Ignore emails requesting financial information updates  
# Use spam filters to eliminate phishing emails. This solution relies on natural language processing methods and is able to substantially reduce the amount of phishing emails.  
# Use spam filters to eliminate phishing emails. This solution relies on natural language processing methods and is able to substantially reduce the amount of phishing emails.  
# Do not trust impersonal emails
# Do not trust impersonal emails
# Suspicion regarding email links
# Be suspicious regarding email links
# When submitting credit card information is important to make sure the user is accessing a secure website with secure payment <ref>[http://www.anti-phishing.info/avoid-phishing.html Phishing protection]</ref>
# Submit credit card information only on secure websites with secure payment options.<ref>[http://www.anti-phishing.info/avoid-phishing.html Phishing protection]</ref>


==References==
==References==
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[[Category: Glossary]]
[[Category: Glossary]]
__NOTOC__

Revision as of 00:06, 22 February 2011

Phishing represents the fraudulent acquisition of personal and financial information like credit card information and passwords.[1]

Short overview

The theft of financial and personal data is achieved through deceptive means such as fraudulent emails and copies of legitimate websites. [2] Brand spoofing and carding are forms of phishing.

Phishing history

Phishing scams first appeared during the 1990s on AOL. Emails that appeared to come from AOL but were actually from a hacker requested users to update their personal and financial information via email, causing many people to expose their information, which was abused by the hacker.

Phishing attacks expanded quickly with the use of PayPal and other such organizations and websites using online payments. These attacks motivated the creation of secure payment applications.

Types of phishing practices

Phishing involves the following:

  • The possibility of introducing a virus attack
  • The development of a legitimate website copy
  • Via instant messaging
  • Fooling Internet users to submit financial and personal data or passwords
  • Emails that claim to be sent on behalf of well-known organizations
  • Voice phishing, which is a rather new form of phishing: users will receive an email allegedly from their favorite websites and will be requested to call a fraudulent number and update their information, which will then be stolen by the hacker. [3]
  • Tabnabbing, which takes advantage of multiple tabs which Internet users may frequently use and redirects the Internet user to the wrong website.
  • Pop-up windows which may appear from legitimate and original websites but request financial and credential information.

Protection against phishing practices

In order avoid being a victim of phishing, Internet users should take the following into consideration:

  1. Avoid or delete mass emails
  2. Install anti-phishing software
  3. Avoid password authentication services
  4. Ignore emails requesting financial information updates
  5. Use spam filters to eliminate phishing emails. This solution relies on natural language processing methods and is able to substantially reduce the amount of phishing emails.
  6. Do not trust impersonal emails
  7. Be suspicious regarding email links
  8. Submit credit card information only on secure websites with secure payment options.[4]

References